From cashflow to wealth: How understanding your money changes everything

3 September

Money is something we use every day, yet many people go through life without ever developing a clear understanding of how it actually flows through their household.Income comes in, expenses go out, bills are paid and, hopefully, something is left...[Read More]

Inflated charges: push to make landlords pay gas bills

2 September

Australian renters are being slugged almost $440 million a year to stay connected to gas, analysis has shown, even though landlords control whether their properties remain on the network.Rewiring Australia released the finding on Friday and called...[Read More]

Your money has a Job: Make it work harder

27 August

Most of us work hard for our money. We earn it, save it, spend it and hopefully put some aside for the future. But there comes a point when saving alone may not be enough.Your money can have a job too.Investing is about putting some of your money to...[Read More]

Investing through a Self-Managed Super Fund (SMSF)

20 August

A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]

Shoddy bank record-keeping hits savers as scammers lurk

30 July

Systemic shoddy record-keeping at big banks is risking the savings of Australians trying to benefit from a safe investment strategy. The financial regulator issued the warning around mortgage offset accounts, which are marketed to borrowers as a way...[Read More]

Top 5 tips to help you take control of your finances

23 July

Saving money isn’t just about cutting out coffee or chasing every bargain. It’s about creating a plan that works for your lifestyle and future goals.    Whether you’re starting from scratch or building a nest egg for something big — a...[Read More]

Energy rollercoaster: Australian bills to fall and rise

16 July

Solar panels, wind farms and cheaper batteries will help to cut Australian electricity bills in the coming years, even as the artificial intelligence boom pushes up the price of gas technology. But energy prices will rise after 2030, a study has...[Read More]

How to teach your kids about investment

9 July

As a parent, you want what’s best for your children. This is why you teach them about cleanliness, health, nutrition, good behaviour, the value of education and so on. But how come very few parents take the time to teach their kids about...[Read More]

How to save money around the home amidst the rising interest rates

9 July

With interest rates rising almost everywhere, including Australia, people have begun tightening their purse strings as best they can.   However, decreasing spending to ensure your expenses match your reduced budget could mean barely any savings or...[Read More]

Tax cuts, pay rises and text message changes on the way

2 July

WHAT IS CHANGING ON JULY 1? * About 2.7 million workers on award wages will get a 4.75 per cent pay bump, while workers on the minimum wage will get a six per cent pay rise, following a Fair Work Commission decision * Workers will also receive super...[Read More]

Helping kids with living expenses – prepare them for the responsibilities of adulthood

4 June

There’s a family event of sorts that gives parents mixed feelings of sadness, apprehension and relief — and children a lot of excitement: when a child leaves the proverbial nest.   Now, this can happen early during your child’s teenage years...[Read More]

Minimum wage tops $1000 a week, stoking inflation fears

4 June

Workers on the minimum wage will receive more than $1000 a week for the first time, but businesses and economists warn the pay bump could fuel inflation and more rate rises. Industrial umpire the Fair Work Commission handed a 4.75 per cent pay boost...[Read More]

The power of compound interest – it rewards patience, consistency, and time.

28 May

Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true.    Compound interest is one of the most powerful forces in investing, not because it is flashy...[Read More]

Smarter energy at home: Serious ways to reduce electricity bills

14 May

Electricity bills have become one of the biggest household expenses, and for many families, the usual advice of “turn off the lights” simply does not go far enough.   While small habits matter, meaningful savings often come from understanding...[Read More]

Top 5 tips to motivate kids to save

23 April

Building strong money habits early can set children up for a lifetime of smart financial decisions.  It all starts with simple lessons in saving, spending, and valuing what matters most.  Help Them Set a Clear Goal Saving is much easier when...[Read More]